The 90-Day Corporate Money Routine is a simple first-90-days tool for owner-operators using a corporation.
It is designed for the stage where the goal is not to build a perfect financial system, but to create one repeatable monthly habit that keeps the corporation easier to track, easier to explain, and easier to support later.
This tool helps you review the basics that matter most early on:
- bank and credit card activity
- categorized transactions and missing receipts
- unpaid invoices and bills
- current cash balance and short-term cash needs
- GST/HST collected and set aside, if applicable
- owner money moving in and out of the corporation
- payroll reminders, if salary has started
It is especially useful for incorporated business owners who want to stop common early problems from building quietly in the background, like mixed personal and corporate spending, vague owner withdrawals, missing support, or tax money being treated like operating cash.
The tool is intentionally simple. It gives you one monthly review sheet to use during the first 90 days so the corporation becomes more visible, more understandable, and less dependent on memory.
Best for:
- incorporated owner-operators in their first months of operating
- corporations that need a cleaner monthly review habit
- business owners trying to keep GST/HST, owner pay, and cash obligations clearer
- anyone who wants year-end to become easier, not harder
Use this with the companion guide What Actually Matters in Your First 90 Days.
Educational only. Not legal, tax, or accounting advice.
