Financial Tools & Calculators
Practical spreadsheets, calculators, checklists, and workbooks for Canadian small business owners.
Use these tools when you need help completing a specific financial task—not just understanding the topic.
Choose whether you operate as a sole proprietor or through a corporation, then select the resource that matches the work in front of you. Available tools can help you:
- manage several financial tasks in one workbook.
- track business income and expenses;
- estimate tax reserves and instalments;
- calculate home-office and vehicle use;
- organize owner withdrawals and shareholder transactions;
- prepare records for year-end;
- manage several financial tasks in one workbook.
Not Sure Which Financial Tool You Need?
Different tools solve different problems. You may need to estimate a tax reserve, track business expenses, calculate business use of your home or vehicle, review owner withdrawals, or prepare for year-end.
Use the Financial Tool Finder to identify the calculator, tracker, planner, or workbook that best matches the task in front of you.
Sole Proprietor Tools
| Tool | Use this when | Access | View Tool |
|---|---|---|---|
| Full Sole Proprietor Workbook | You want income, expenses, GST/Built to Thrive is educational only and does not provide legal, tax, accounting, bookkeeping, payroll, GST/HST, investment, filing, software, or business advice. | Paid – $59.99 or included in Advanced Access | Get Full Sole Proprietor Workbook |
| Home Office & Vehicle Use Calculator | You need to calculate the business-use portion of home office and vehicle expenses before filing or preparing year-end records. | Paid – $9.99 or included in Advanced Access | Get Home Office & Vehicle Use Calculator |
| Tax Reserve and Instalment Planner | You need a clearer estimate of how much to set aside for income tax, CPP, GST/HST, or possible CRA instalments. | Paid – $9.99 or included in Advanced Access | Get Tax Reserve and Instalment Planner |
| Sole Proprietor Year-End Readiness Checklist | You want to confirm that income, expenses, receipts, GST/HST, mileage, home office records, and filing questions are ready for tax time. | Free with account | Get Sole Proprietor Year-End Readiness Checklist |
| Sole Proprietor Expense Tracker | You need a simple way to track business income and expenses without using a full financial workbook. | Paid – $19.99 or included in Advanced Access | Get Sole Proprietor Expense Tracker |
Corporation Tools
| Tool | Use this when | Access | View Tool |
| Full Corporation Workbook | You want one place to organize corporate income, expenses, GST/HST, owner-paid costs, payroll-related records, shareholder loan activity, and year-end information. | Paid – $79.99 or included in Advanced Access | Get Full Corporation Workbook |
| Corporate Expense Tracker | You need to record corporate expenses consistently, match receipts, identify shareholder-paid costs, and prepare cleaner records for year-end. | Paid – $29.99 or included in Advanced Access | Get Corporate Expense Tracker |
| Home Office & Vehicle Use Calculator | You need to calculate business-use amounts for home office or vehicle expenses before recording or reimbursing them through the corporation. | Paid – $9.99 or included in Advanced Access | Get Home Office & Vehicle Use Calculator |
| Shareholder Loan and Owner Withdrawal Tracker | Money moves between you and the corporation, and you need clear records showing what each transfer represents. | Paid – $9.99 or included in Advanced Access | Get Shareholder Loan and Owner Withdrawal Tracker |
| Corporate Year-End Readiness Checklist | You want to confirm that corporate records, owner transactions, GST/HST, payroll information, and supporting documents are ready for your accountant. | Paid – $9.999 or included in Advanced Access | Get Corporate Year-End Readiness Checklist |
Not Sure Which Financial Tool You Need?
Different tools solve different problems. You may need to estimate a tax reserve, track business expenses, calculate business use of your home or vehicle, review owner withdrawals, or prepare for year-end.
Use the Financial Tool Finder to identify the calculator, tracker, planner, or workbook that best matches the task in front of you.
Need More Than One Tool?
Advanced Access may be a better fit when you want ongoing access to multiple paid workbooks, calculators, checklists, advanced guides, and future resources added during your subscription period.
For one immediate task, purchase the individual tool shown above.
Get Advanced Access
Educational Note
Built to Thrive is educational only and does not provide legal, tax, accounting, bookkeeping, payroll, GST/HST, investment, filing, software, or business advice.